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 | $8000 Tax Credit
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Consumer Services
First-Time Homebuyers
The Opportunity Of A Lifetime Is At Hand - Right Now.
Plenty of homes are available at affordable prices. Interest rates remain historically low.
And to sweeten the pot, there's the tax credit - up to $8,000 for qualified first-time buyers whose income is within IRS-established limits. This is money that never has to be repaid, provided you live in the home for three years.
Tax Credit Basics
* You are considered a first-time buyer if neither you nor your spouse has owned a principal residence in the U.S. within the last three years
* You must close on your home purchase no later than November 30, 2009.
* There is no minimum income for claiming the credit. If you don't owe any taxes, you can receive it in cash.
* You can claim the credit when you file your 2009 tax return - or, if you'd rather not wait, file an amended 2008 return and receive the money upon purchasing your home. There are also programs that will advance the money to help on your down payment.
* If you co-sign a mortgage to help your child buy his or her first home, your eligibility does not affect your child's ability to qualify for the credit
RE/MAX of New Jersey Associates can't provide every detail of the program here - and are not qualified to give you tax advice - but we can help you make sense of the regulations
Don't wait. Contact a RE/MAX of New Jersey Associate and they can help you decide whether now is the time for you to become a homeowner. And if the time is right, we'd be honored to represent you as you seek out your dream home.
This is informational only and should not be construed as legal or tax advice. Be sure to consult with a tax professional. Based on information available in May 2009. Accuracy is deemed reliable but not guaranteed.
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